We Help People Navigate Money Without the Overwhelm
Financial planning doesn't need to be complicated. Since 2019, we've been working with everyday Australians who want straightforward guidance—not jargon or pressure.
Most of our clients come to us feeling stuck. Maybe they're earning well but don't know where it all goes. Or they've tried budgeting apps that promise miracles but never quite stick.
Why lumythenora Started
We noticed something missing in the financial advice space. People wanted help, but they didn't want to feel judged or sold to.
Real Conversations
We sit down with you and actually listen. No canned presentations or generic advice sheets. Your situation is yours—not a template we've seen before.
Practical Steps
You'll leave our sessions knowing exactly what to do next. We break down complex decisions into manageable actions that fit your life.
Ongoing Support
Life changes, and so do financial needs. We're here when questions pop up or when major decisions loom on the horizon.
How We Actually Work
First meeting? We spend most of it asking questions and taking notes. You talk, we listen. Then we map out where you are and where you'd like to be.
From there, we build a plan that makes sense. Not a 50-page document you'll never read—something clear and actionable.
- Understand your current financial situation without judgment
- Identify what matters most to you beyond spreadsheets
- Create a roadmap with specific, achievable milestones
- Check in regularly to adjust as your life evolves
- Answer questions whenever they come up, not just during meetings
Meet Our Lead Planner
Elspeth Rathbone
Senior Financial Planner
I've spent 12 years in financial services, and honestly, the industry can feel pretty disconnected from real people. That's why I joined lumythenora in 2021—to work somewhere that actually gets it.
I grew up in regional Queensland where money was always tight. That experience taught me how stressful financial uncertainty can be. These days, I focus on helping families and professionals build confidence around their finances without the usual industry nonsense.
Reach me directly at info@lumythenora.com if you'd like to chat.
Let's Start a Conversation
No hard sell. No obligation. Just a straightforward chat about where you are and where you'd like to be.
Get in Touch